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One Year Ago....

October 27th, 2006 at 01:44 pm

I was finishing writing up my thesis; my professor had accepted a new position and was playing politics and "reorganizing" (meaning kicking us out) the lab. I was stressing because I still had one paper "submitted" but not yet published, and I would've liked to have it published so I'd have some additional support for when my committee convenes to decide if I can graduate on time. In the midst of this stress, my relationship with my boyfriend was falling apart. Basically, he moved, I stayed. End of story, though we did try the long distance thing.

Financially, I wasn't even really thinking about the future. I received a stipend as a graduate student, and I'm happy to say saved a good chunk of it by making automatic deposits into savings. I had no student loans to pay off, my car was all paid for. So I really haven't faced any sorts of hardships.

Fast forward to teh present. Still renting, still have a significant chunk of cash in savings that I don't feel like touching. Don't need to, since I'm bringing in a regular paycheck. Am enrolled automatically in the company 401K/pension plan. Basically....I still don't feel any financial hardship. I suppose that's why I'm challenging myself to save up for a house or townhouse next year....the next step is to tackle mortgage jargon and that sort of thing.

*Sigh* It's tough transitioning to "adulthood" =)

2 Responses to “One Year Ago....”

  1. snakeflake Says:

    I bought a house while I was a graduate student and on a stipend. Best investment I ever made. It was a cheap for the area 56k, I kept it for 5 years and after I graduated I sold it for 90K. My payments were 450 per month, a lot less than a decent apartment at the time.

  2. Broken Arrow Says:

    I must admit you're doing pretty good though. Many have transitioned into adulthood and fared far worse than what you have accomplished so far.

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