The Festival of Personal Finance is now up. Get some reading in as you drink your fourth cup of hot tea/coffee on this cold, cold morning.

Since I'm always up for a good chuckle on Mondays, I got a good laugh from Frugal vs. Cheap by The Stubborn Capitalist. Do you save money by not paying your bills? Do you help yourself to your neighbor's magazines, newspaper, heck even their veggies? Guess what, you may be cheap.

I contributed my say about commuting to the festival. A word about my little ventures; I've made an overall vow to develop writing into a hobby. Contributing to this personal finance forum, as well as these festivals, is a good form of writing exercise. My hope is to work on developing more of a personable style, as well as to experience writing in different genres. My daily work consists of writing for medical journals and FDA documents, which is very technical and academic. Therefore, it is interesting (for me, at least) to compare my work-related writing to my hobby-related financial blogging, and hopefully I can learn to be a better writer overall from all this!