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    <title>Cents Not Much Make</title>
    <link>http://paigu.savingadvice.com</link>
    <description>A blog that dares to explore my scattered thoughts on all things financial and otherwise</description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor>PegL</managingEditor>
    <language>en-us</language>
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      <title>Bought more &quot;me&quot; stuff</title>
      <link>http://paigu.savingadvice.com/2009/11/19/bought-more-me-stuff_55241/</link>
      <description>Sigh.  As if this month I hadn't already spent so much stocking up on favorite lotions, cosmetics, etc thanks to all those Friends and Family sales. &lt;br /&gt;
&lt;br /&gt;
Today I was surfing the web during my lunch break (yes, I know, bad me) and ended up buying a new MP3 player.  My old one has been...</description>
      <pubDate>Thu, 19 Nov 2009 17:42:53 PST</pubDate>
	  <author> (PegL)</author>
    </item>
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      <title>Update on personal finances</title>
      <link>http://paigu.savingadvice.com/2009/11/18/how-random-phrases-get-stuck-in-my-head_55194/</link>
      <description>Boy, housebuying experience last year really jump-started me into being serious about finances. Before house I was really on cruise control, just saving nearly half my paycheck and blithely paying the bills. &lt;br /&gt;
&lt;br /&gt;
Now, there really is a place for every dollar, and for every dollar it's...</description>
      <pubDate>Wed, 18 Nov 2009 05:49:45 PST</pubDate>
	  <author> (PegL)</author>
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      <title>Yikes, it has been awhile</title>
      <link>http://paigu.savingadvice.com/2009/11/17/yikes-it-has-been-awhile_55164/</link>
      <description>...not that I imagine anyone lost any sleep over my hiatus from blogging (myself included).&lt;br /&gt;
&lt;br /&gt;
Seeing the year 2007 from my last entries sort of takes my breath away. The biggest change is that I became a homeowner! Though that experience was horrific and I never want to go through...</description>
      <pubDate>Tue, 17 Nov 2009 09:55:07 PST</pubDate>
	  <author> (PegL)</author>
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      <title>Taking &quot;Free&quot; too Far</title>
      <link>http://paigu.savingadvice.com/2007/07/19/taking-free-too-far_28445/</link>
      <description>Yesterday, I saw an embarassing sight.  While shopping for groceries, I witnessed an entire family gathered around the bakery counter, where they have the free samples.  The family was literally stuffing their faces with these samples.  Not just that, they were blithely having conversation...</description>
      <pubDate>Thu, 19 Jul 2007 06:04:47 PST</pubDate>
	  <author> (PegL)</author>
    </item>
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      <title>First financial goal- almost there!</title>
      <link>http://paigu.savingadvice.com/2007/07/01/first-financial-goal-almost-there_27831/</link>
      <description>July is the best month for me because my birthday is in July, hehehe.  But what might make it even sweeter is if I end up hitting my net worth goal of $50,000.  Back in October, I'd estimated that I'd reach this magical number in October of 2007.  Now wouldn't it be great if I could...</description>
      <pubDate>Sun, 01 Jul 2007 17:34:27 PST</pubDate>
	  <author> (PegL)</author>
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      <title>Spending spree is over</title>
      <link>http://paigu.savingadvice.com/2007/06/16/spending-spree-is-over_27286/</link>
      <description>Long time no see!  I guess I took a break from keeping up with finances because my money habits took a quite different turn these past few months.  But now that things have calmed I can explain myself.&lt;br /&gt;
&lt;br /&gt;
First, the good news:  I got a raise!  I passed my 6-month &quot;anniversary&quot; at my...</description>
      <pubDate>Sat, 16 Jun 2007 07:01:53 PST</pubDate>
	  <author> (PegL)</author>
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      <title>Spring Cleaning my Closet (even though it feels like Winter)</title>
      <link>http://paigu.savingadvice.com/2007/04/09/spring-cleaning-my-closet-even-though-it_24638/</link>
      <description>It's April, but this past weekend (and this week) it feels like mid-January.  ***&lt;b&gt;Interlude: mindless ranting session&lt;/b&gt;I wish it were warmer!  I miss North Carolina weather!***&lt;br /&gt;
&lt;br /&gt;
Anyway, as the wind blew like crazy outside, and as my annoying loud heater cycled on and off, I decided...</description>
      <pubDate>Mon, 09 Apr 2007 13:24:49 PST</pubDate>
	  <author> (PegL)</author>
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      <title>The Most Overlooked Job-Hunting Strategy</title>
      <link>http://paigu.savingadvice.com/2007/04/05/the-most-overlooked-job-hunting-strategy_24458/</link>
      <description>You've spent hours preparing for the interview, you even had your answer to that trick question &quot;What are your weaknesses?&quot; memorized, and now you've made it through the grueling interview day where you sat through 6 face to face interviews with a bunch of execs and managers asking...</description>
      <pubDate>Thu, 05 Apr 2007 06:42:03 PST</pubDate>
	  <author> (PegL)</author>
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      <title>ING Bonus Referrals</title>
      <link>http://paigu.savingadvice.com/2007/04/04/ing-bonus-referrals_24434/</link>
      <description>Want to earn a 10% return IMMEDIATELY?  Open an ING Savings Account (see the handy links in the right-hand sidebar) with $250 and receive a $25 bonus!  How's that for some cool savings?</description>
      <pubDate>Wed, 04 Apr 2007 15:19:14 PST</pubDate>
	  <author> (PegL)</author>
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      <title>Whew!  Time flies!</title>
      <link>http://paigu.savingadvice.com/2007/04/04/whew-time-flies_24433/</link>
      <description>It feels like a century since I last visited this forum, but luckily it hasn't changed a bit =)&lt;br /&gt;
&lt;br /&gt;
Same could be said about my job.  Today I got called in by my boss and next thing I knew, she was saying, &quot;Congratulations!&quot;  It turned out to be my 6-month performance review!  Luckily,...</description>
      <pubDate>Wed, 04 Apr 2007 15:12:02 PST</pubDate>
	  <author> (PegL)</author>
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      <title>Am I the only person...</title>
      <link>http://paigu.savingadvice.com/2007/03/13/am-i-the-only-person_23489/</link>
      <description>...who owes taxes this year?&lt;br /&gt;
&lt;br /&gt;
Obviously, the majority of people I know are still graduate/professional students of some sort, who will be getting hefty refunds.  My working friends all seem to have student loans and/or mortgages to write off.  Aside from the tuition credit or deduction,...</description>
      <pubDate>Tue, 13 Mar 2007 12:00:10 PST</pubDate>
	  <author> (PegL)</author>
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      <title>New month, new budget</title>
      <link>http://paigu.savingadvice.com/2007/03/01/new-month-new-budget_22957/</link>
      <description>After discovering my electricity bill was 4-times what I'd been expecting, I finally picked myself up off the floor and resigned myself to paying the bill in full (of course).  There is definitely enough in my checking account to cover the electricity bill, but I did find I had to...</description>
      <pubDate>Thu, 01 Mar 2007 06:02:16 PST</pubDate>
	  <author> (PegL)</author>
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      <title>Another easy recipe</title>
      <link>http://paigu.savingadvice.com/2007/02/27/another-easy-recipe_22860/</link>
      <description>I saw a recipe the other day for a popular Chinese dish, spicy stir fry tofu (mapo dofu).  The nice thing about this dish is that you could easily make this vegetarian by substituting mushrooms instead of ground pork.  Also, this is as a vegetarian dish this one packs a lot of protein!...</description>
      <pubDate>Tue, 27 Feb 2007 05:37:47 PST</pubDate>
	  <author> (PegL)</author>
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      <title>The good, the bad, and....</title>
      <link>http://paigu.savingadvice.com/2007/02/26/the-good-the-bad-and_22829/</link>
      <description>The Good:  Got two rebates this past weekend, and not just for a couple of bucks; one was the long awaited Comcast rebate for $89.95, the other was $26 for a flash drive.  Nothing like more money in the bank.&lt;br /&gt;
&lt;br /&gt;
The Bad:  Was &lt;i&gt;this&lt;/i&gt; close to making a purchase online at smartbargains.com....</description>
      <pubDate>Mon, 26 Feb 2007 16:09:46 PST</pubDate>
	  <author> (PegL)</author>
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      <title>Hey Readers!</title>
      <link>http://paigu.savingadvice.com/2007/02/21/hey-readers_22635/</link>
      <description>Hi, my name is Peg and I am a reader.  I will read any book that's lying around.  Even if there are no boks handy, I will read anything as long as it has words- cereal boxes, junk mail, the ingredients in my toothpaste.  Hehe.  &lt;br /&gt;
&lt;br /&gt;
Because of work, I cannot get to the library during...</description>
      <pubDate>Wed, 21 Feb 2007 17:47:55 PST</pubDate>
	  <author> (PegL)</author>
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      <title>Another Happy New Year</title>
      <link>http://paigu.savingadvice.com/2007/02/19/another-happy-new-year_22509/</link>
      <description>Sunday, February 18th, was Chinese New Year.  Since my parents have decided I'm now an adult (agh!) then I did not receive the traditional &quot;red envelope&quot; lucky money, which is fine with me, honestly.  I have more bad memories of me as a kid, gawping at how my older sister would receive...</description>
      <pubDate>Mon, 19 Feb 2007 11:46:56 PST</pubDate>
	  <author> (PegL)</author>
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      <title>Bank of America is Crazy</title>
      <link>http://paigu.savingadvice.com/2007/02/16/bank-of-america-is-crazy_22362/</link>
      <description>I wrote this entry about Bank of America, not as a rant but more as an FYI that banks are not out to be your best friends.  &lt;br /&gt;
&lt;br /&gt;
Bank of America must have read it and decided they wanted to win me over.  Because they've been giving me not one, not two....but FOUR bonus checks for opening...</description>
      <pubDate>Fri, 16 Feb 2007 06:43:12 PST</pubDate>
	  <author> (PegL)</author>
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      <title>Gas Station Tried to Rip Me Off</title>
      <link>http://paigu.savingadvice.com/2007/02/15/gas-station-tried-to-rip-me-off_22328/</link>
      <description>There are three gas stations that I pass on the way back home; since all are along the same street, they tend to have the same prices.  However, the Mobil's in my area (and it seems throughout New Jersey) have been converted into a brand called Valero.  To attract more business, they've...</description>
      <pubDate>Thu, 15 Feb 2007 06:11:30 PST</pubDate>
	  <author> (PegL)</author>
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      <title>Some Recipes</title>
      <link>http://paigu.savingadvice.com/2007/02/11/some-recipes_22146/</link>
      <description>My parents came to visit for a few days.  My tiny apartment was bursting at the seams trying to accomodate three people, but we're all family so it was ok stepping on each others' toes for a couple of days.&lt;br /&gt;
&lt;br /&gt;
As I like to joke, whenever they come visit, my dad requests I cook for...</description>
      <pubDate>Sun, 11 Feb 2007 07:06:19 PST</pubDate>
	  <author> (PegL)</author>
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      <title>Still saving</title>
      <link>http://paigu.savingadvice.com/2007/02/07/still-saving_21937/</link>
      <description>Bitterly cold temperatures and gusting winds have significantly hindered my running schedule.  Ok, so I'd much rather be in bed than outside running at 6AM.  I've switched to doing some pilates DVDs at night instead....but I miss the running.&lt;br /&gt;
&lt;br /&gt;
Anyway, that means no contributions...</description>
      <pubDate>Wed, 07 Feb 2007 05:58:00 PST</pubDate>
	  <author> (PegL)</author>
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